Dark abstract background texture

Sofia Marchetti

Chief Financial Officer

Sofia oversees finance and capital at Vaultly, holding the company to the same clarity and fairness it promises customers. She spent her earlier career in financial services, where she learned how easily complexity hides the truth about money.

‍

She joined in 2023 to build a finance function that runs on the open-book principles at the heart of the product — no surprises for customers, and none inside the company either.

‍

For Sofia, a healthy balance sheet and honest pricing aren't in tension; they're the same discipline pointed in two directions.

Work since
2023
Based in
Boston, MA
Focus
Focus
Previously
American Express
// Career

The path to Vaultly

A decade spent inside legacy finance, then a clean break to rebuild it — here are the milestones that shaped Maya's path to founding Vaultly.

2013
Joined Goldman Sachs
Led settlement-infrastructure teams processing billions in daily volume across global markets.
2021
Founded Vaultly
Left her MD role to build a real-time neo-bank on rails Vaultly would own end to end.
2022
Public launch
Shipped the core product in 14 months and processed the first million transactions in 90 days.
2024
Series B — $84M
Led the raise to expand into European and Latin American markets and scale embedded finance.
// the vaultly way

The people behind the rails.

Payments engineers, risk veterans and product builders, tired of waiting three business days.

Open an account in two minutes
// get started

Open a neo-bank account in two minutes.

No paperwork, no minimums, no waiting on a branch. Just download, verify, and start moving money.