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Marcus Reed

Co-founder & CTO

Marcus is an engineer who believes the most important parts of a bank are the ones customers never see. Before Vaultly he spent years building payment systems at scale, where a single second of downtime meant thousands of failed transactions.

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He co-founded Vaultly in 2021 to build a real-time ledger and owned payment rails from the ground up — no batch windows, no correspondent banks, no overnight settlement. The architecture he sketched with Elena still carries every transfer today.

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As CTO he owns the platform and its 256-bit security, holding uptime and safety to standards you can measure. For him, reliability isn't a feature; it's the promise everything else depends on.

Work since
2021
Based in
Austin, TX
Focus
Focus
Previously
Stripe
// Career

The path to Vaultly

A decade spent inside legacy finance, then a clean break to rebuild it — here are the milestones that shaped Maya's path to founding Vaultly.

2013
Joined Goldman Sachs
Led settlement-infrastructure teams processing billions in daily volume across global markets.
2021
Founded Vaultly
Left her MD role to build a real-time neo-bank on rails Vaultly would own end to end.
2022
Public launch
Shipped the core product in 14 months and processed the first million transactions in 90 days.
2024
Series B — $84M
Led the raise to expand into European and Latin American markets and scale embedded finance.
// the vaultly way

The people behind the rails.

Payments engineers, risk veterans and product builders, tired of waiting three business days.

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// get started

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