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Last updated July 1, 2026

Information we collect

Account information you provide directly — name, business details, email, phone, and identity-verification documents required by banking regulation.

Transaction data generated when you use Vaultly — payments, transfers, card activity, and balances.

Device and usage data such as IP address, browser type, and app interactions, collected automatically to secure and improve the service.

How we use your information

To open, verify, and service your account, including identity verification required by our banking partners and financial regulators.

To process payments and transfers, detect and prevent fraud, and provide customer support.

To improve our products, personalize your experience, and communicate updates about your account or new features.

How we share information

With banking and card-network partners as required to issue and service your account.

With service providers who process data on our behalf under contractual confidentiality obligations — for example, identity-verification and fraud-detection vendors.

With regulators and law enforcement when required by law, or to protect the rights, property, or safety of Vaultly, our users, or the public.

We never sell your personal information to third parties for advertising purposes.

How we protect your information

All data is encrypted in transit and at rest using 256-bit AES encryption. Access to production systems is limited to authorized personnel and logged for audit.

We undergo regular third-party security assessments and maintain SOC 2 Type II compliance.

Data retention

We retain account and transaction records for as long as required by banking and tax regulations — typically 7 years after account closure — and delete data outside these requirements upon request.

Your choices

You can access, update, or request deletion of your personal information from your account settings or by contacting privacy@vaultly.co. Some information cannot be deleted while your account remains open, due to regulatory recordkeeping requirements.

You can opt out of marketing communications at any time; transactional and legally required notices will still be sent.

Cookies

Our website uses cookies for authentication, analytics, and to remember your preferences. You can control cookies through your browser settings; disabling some cookies may limit site functionality.

Contact

Questions about this Privacy Policy can be directed to privacy@vaultly.co or 128 Market St, Suite 42, San Francisco, CA.