Everything you need to know about opening an account, moving money, and keeping it safe — all in one place.
It's an in-app AI that reads your spending in real time and answers money questions on the spot, in plain language.
Opening an account takes under five minutes — download the app, verify your identity, and you can be spending the same day.
No account, deposit, or hidden fees. Pricing is flat and transparent, and international transfers carry no FX markup.
Transfers settle in real time across 34 countries, arriving in seconds instead of days — with no hidden FX markup or wire fees.
You earn up to 3% back on everyday spending, credited automatically with no categories to track and no cap on what you can earn.
Your savings earn 4.8% APY accrued daily, deposits can run automatically, and every dollar stays instantly accessible with no fees or minimums.
Yes — funds are held with regulated partner banks, protected by 256-bit encryption and real-time fraud monitoring around the clock.
Vaultly is a digital bank that brings real-time checking, a 4.8% APY savings vault, cashback, and fee-free global payments together in one app.
No paperwork, no minimums, no waiting on a branch. Just download, verify, and start moving money.
