// Project

Savings Vault 4.8% APY

Created a high-yield savings vault paying 4.8% APY with automated deposits, helping customers grow money effortlessly.

Client
Vaultly
Timeline
8 weeks
Platform
iOS · Android
Year
2025

The challenge

Most savings accounts pay next to nothing, and the ones that pay more lock your money away or bury the rate behind conditions. Even then, saving depends on remembering to move money you'd rather spend. The result is balances that sit still while inflation does the work.

What we built

We built a savings vault that pays a market-leading rate and does the saving for you. It earns 4.8% APY, accrued daily rather than held back to month-end, so the money starts working the moment it lands.

‍

The saving itself runs on automation. Deposits move on their own the instant money arrives, and there are no fees or minimum balances standing between a customer and the full rate — the vault grows in the background without anyone having to remember to feed it.

‍

None of that comes at the cost of access. Every dollar stays instantly available, so the balance never feels locked away even as it compounds.

The outcome

Customers grow their money without lifting a finger. Interest compounds daily, deposits run on their own, and every dollar stays instantly available — so saving stops being a chore and starts being the default.

3%
Uncapped cashback
Services rendered
Check mark icon
Product design
Check mark icon
Automation logic
Check mark icon
Mobile engineering
Check mark icon
Backend engineering

Your legacy bank isn't good enough anymore.

You expect money to move the instant you tap send — no holds, no waiting, no fine print.

When a bank can't deliver that, it isn't just behind on features — it's behind on your life.

So we built a neo-bank on modern rails — engineered to move at the speed you actually live.

Because when your money moves in the right direction, you get where you're going faster.